Tax Refund Happy Dance

I got our final piece of paperwork yesterday and was able to e-file our taxes. We are getting a pretty hefty refund again this year. YAY! Yes, we know hubby's W-4 could be adjusted for more cash in hand through the year but our history has proved time and time again that we can not save worth a damn. A tax refund affords us the opportunity to have a chunk of $ to take care of things with. Ideally we would throw it all towards our outstanding debt but historically this never works out either. So here are our plans so far...

• Put back at least $1000 for an emergency fund
• Payoff a loan against hubby's 401k
• Pay 10% of the balance of each of our credit cards
• Do a huge grocery trip to stock up the pantry and freezers
• Taxidermy for my deer and Wyatt's beautiful Pin-tail duck (need the freezer space)
• Buy me an elliptical and possibly a home gym weight set
• Let Hubby have some to do with what he pleases
• Spend some on the kids

Between paying down the balances on our credit cards and refinancing our vehicle loans to lower rates (just happened last night, reduced the payments by $304/mo) we will be creating a bit of breathing room in our finances. We've been getting by on a wing and a prayer lately, living paycheck to paycheck, charging gas and/or groceries occasionally because all of our cash was going to minimum payments. This is such a huge relief. 


On another happy note I am down 2 lbs from last week, 144.6 this morning. YAY!

Yesterday was the 1 year anniversary of my Nana's passing. I thought about her all day and had a candle burning in her honor. This morning I made a Dutch Baby for breakfast, she used to make them the morning after a holiday when the family had all stayed over night. Not a diet food for sure but I only ate half of what I made and I have a run planned for today. :)

I hope everyone has a great day today. Make good choices!!

Live well, Laugh Often, Love Much!!!